OrderMyOwnLabs
Blood Work Without Insurance: Costs & Ordering
The price in a search result may not be the price of your full order.
How much does blood work cost without insurance?
There is no single price for blood work. A ferritin-only order, a CBC with differential and a multi-test package contain different measurements. Start with the exact tests you are comparing, then check the seller’s current price and the fees for your chosen collection location. The dated examples below are displayed prices, not guaranteed totals.
What should I include in the full cost?
| Cost item | Question to ask |
|---|---|
| Test or panel price | Does each offer include the same measurements, method and reflex rules? |
| Collection charge | Is it included, per visit or per order? Does the selected location change it? |
| Clinician or order fee | Is there a separate charge, and what service does it cover? |
| Conditional testing | Could reflex tests or additional sample processing add a charge? |
| Collection method | Is this a laboratory visit, home collection kit or a paid home visit? |
| Results and follow-up | What explanation or follow-up is included, and what might cost extra? |
Can a panel save money?
A panel may cost less than its components purchased separately, but only if those components answer the question you and your clinician are investigating. Check for overlap before combining bundles. A CMP already contains the standard BMP measurements; a named iron panel may or may not contain ferritin. More measurements do not automatically make an order more useful.
Is paying cash always cheaper than using insurance?
Do not assume it is. Ask your insurer and ordering clinician about coverage, network requirements and your expected responsibility. Compare that with a verified self-pay total before buying. Acceptance of an HSA or FSA card does not by itself establish that your particular purchase is eligible for reimbursement.
What should I check before I pay?
- Write down the exact product and included measurements.
- Confirm the patient’s eligibility and a collection location that accepts that order.
- Record the current test price, each added fee and any unresolved charge.
- Confirm preparation, order expiry, cancellation terms and result access.
- Save the provider’s final order summary and ask how to get help with results.
Looking up a test name first? Browse the educational lab test directory, or read the ferritin guide and CBC guide before comparing specific offers.
Check the provider’s current checkout
Read the product details and fee notes. Confirm the exact tests, collection site, and any added charges before you pay.
Read the rules before paying
- Check whether the provider serves your location.
- Read the preparation steps for that exact order.
- Check cancellation, refund, and order-expiry rules.
- Find out how you will receive results and ask questions.
Our price policy
When we list a price, we will show when it was checked and which product it refers to. Prices can change. A bundle comparison must use matching tests and include known fees.
Checked Ulta storefront prices
These nine exact listings were checked in our personalized Order Your Own Labs storefront on October 21, 2026 (America/Chicago). These are displayed test prices, not checkout totals or a recommendation to order tests. Promotions and provider prices can change. Compare the exact included tests and the final checkout total, rather than relying on a sale headline.
| Exact offering | Test price | Included measurements and fee limits |
|---|---|---|
| A1c Test (affiliate link) | $22.95 | Hemoglobin A1c. Collection fee and other charges unverified for your order. |
| Glucose Test (affiliate link) | $5.95 | Glucose; fasting order. Collection fee and other charges unverified for your order. |
| Complete Blood Count with Differential and Platelets – CBC Test (affiliate link) | $22.95 | CBC with differential and platelets. Collection fee and other charges unverified for your order. |
| Ferritin Test (affiliate link) | $22.95 | Ferritin. Collection fee and other charges unverified for your order. |
| Iron, Tibc and Ferritin Panel (affiliate link) | $41.95 | Iron, TIBC, calculated saturation and ferritin. Collection fee and other charges unverified for your order. |
| Iron Total Test (affiliate link) | $20.95 | Serum iron only. Collection fee and other charges unverified for your order. |
| Iron and Total Iron Binding Capacity Test (affiliate link) | $23.95 | Iron, TIBC and calculated saturation. Collection fee and other charges unverified for your order. |
| Iron Total and Ferritin Panel (affiliate link) | $43.95 | Ferritin + Serum iron only. Collection fee and other charges unverified for your order. |
| Anemia Health – Basic (affiliate link) | $54.95 | CBC with differential and platelets + Iron, TIBC and calculated saturation + Transferrin. Collection fee and other charges unverified for your order. |
Compare included and missing iron measurements →
Exact destinations and storefront branding were checked. Commission credit has not been transaction-tested.
Pricing Disclaimer
Laboratory test prices are provided for informational purposes and may change without notice. Actual costs may vary due to laboratory location, collection fees, promotional offers, test availability, geographic restrictions, and other circumstances outside our control.
Prices displayed on OrderMyOwnLabs.com may differ from those shown by the testing provider at the time of purchase.
The testing provider’s final checkout price is the authoritative price. Please verify all charges and test details before placing an order.
Iron tests: read the included components
Serum iron, ferritin, and an iron panel answer different questions. A panel name alone does not tell you whether ferritin is included.
- Ferritin: a measurement related to stored iron.
- Iron, total: circulating iron; it does not automatically include ferritin.
- Iron, TIBC and Ferritin Panel: the partner listing checked on October 21, 2026 named iron, total iron-binding capacity, calculated iron saturation, and ferritin. Other panels can differ.
Read the iron-panel guide and compare the full component list before ordering.
Ulta ordering restrictions and collection fees
Ulta’s indexed official FAQ excludes New York, New Jersey and Rhode Island. Its How It Works page and direct-access guide also list Hawaii. Because these provider pages differ, confirm eligibility for your location and chosen collection site directly with Ulta before ordering. A listing being visible does not confirm availability.
The indexed Ulta FAQ describes a standard $12.95 collection fee that may vary by site and is added at checkout. We could not verify a fee for a selected location or order. Do not treat the standard amount, a displayed test price or their sum as your guaranteed total. Confirm any collection, specialty, reflex or other charges before paying.
Age rules and every collection site’s services have not been established for our linked orders. Ask Ulta to confirm the exact order, patient eligibility, required specimens, preparation and who can explain the results. We do not place orders, collect specimens or receive your laboratory results.
Provider policy information checked October 21, 2026 (America/Chicago). Confirm the current requirements with Ulta before paying. We have not verified your location-specific eligibility, final checkout total or commission attribution.